Banking

Free Checking
Account Fees:
- No monthly services charge
- No minimum balance required
- Unlimited check writing
N.O.W. Checking
Rate Information:
- Interest bearing (please call for current rate)
Money Market Checking
Rate Information:
- Interest bearing (please call for current rate)
Limitations:
- You may make six (6) transfers from your account each (4) week or similar period. These transfers maybe made by check, draft, debit card, or similar order (including POS transactions), made by the deposit or made payable to third parties.
- Transfers and withdrawals made in person, by messenger by mail or at an ATM are unlimited
Business Checking
Limitations:
- $100.00 opening deposit required



Savings
Certificates of Deposits
TERM
- CD's 6 MONTH
- 1 YEAR
- 2 YEARS
- 3 YEARS
- 5 YEARS
IRA's (FIXED)
- 18 MONTHS
- 3 YEARS
- 5 YEARS
IRA's (VARIABLE)
- 18 MONTHS

Other Account Fees
The following fees apply to all of your accounts with us:
- Past Statement Printout: $3.00ea
- Account Research: $50.00/hour & $3.00/sheet
- Temporary Statement: $1.00 and $1.00 to fax
The following fees apply to all of your accounts with us except Certificates of Deposit and Time Deposit Accounts:
- Overdraft Interest Rate: 18% APR
- Overdraft Item: $25.00 per item - Item created by check, in-person withdrawal, or electronic means other than ATM and POS transactions
- Bill Pay Overdraft Item: Additional $25.00 per item
- Stop Payment: $25.00 per request
- Returned Deposit: $3.00 per item
- Dormant Account Fee: $2.50 per month
- Funds Transfer: $2.00 per transfer
- Returned Item Fee: $25.00 per item - Item created by check, in-person withdrawal, or electronic means other than ATM and POS transactions.
Other Services
Redemption Bank offers many services to our customers. Please contact us for further details on any of the following services:
- ATM - There are no ATM fees at Redemption Bank's ATM and most Wells Fargo-owned ATMs. You may incur a small fee at ATMs owned and operated by other financial institutions
- Cashier's Checks
- Cash Advances
- Coin Counting
- Money Orders
- Night Depository
- Official Checks
- Safe Deposit Boxes
- Wire Transfers